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Loan Officer Training with The Mortgage Calculator
The Mortgage Calculator Mortgage Loan Officer Training Series covers an in depth training for new and experienced MLOs on different loan types. Our program features live demos to not only structure a loan, but also the specific setup of a loan file in an LOS system such as Encompass. Both new and experienced Loan Officers and Mortgage Brokers can learn new tips and tricks for loans, new loan products, non traditional mortgage programs and much more!
For more info visit https://themortgagecalculator.com/Page/Loan-Officer-Training-Series-Podcast
Loan Officers for Unlimited Free Non-QM Leads & Trainings Join The Mortgage Calculator at https://themortgagecalculator.com/join
Episodes
210 episodes
Loan Officer Training - 01/16/2025 - Mastering Rate Lock Management for Loan Officers
In today’s competitive mortgage industry, understanding rate lock management is essential for every loan officer aiming to deliver top-notch service and close deals with confidence.In this episode, we dive deep into the art and science ...
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24:37
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Loan Officer Training - 01/09/2024 - Mastering Credit Simulations and Rapid Rescores
In this episode of Loan Officer Training, we dive deep into the powerful tools of credit simulations and rapid rescores—game-changers for loan officers looking to help clients improve their credit scores quickly and efficiently. Learn how to an...
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24:21
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Loan Officer Training - 01/02/2025 - Mastering Short-term Rental Property Loans
In this episode of Loan Officer Training, we’re unlocking the secrets to Short-Term Rental Property Loans—one of the hottest opportunities in real estate lending! 🏡✨ Learn how to navigate the unique requirements of financing vacation rentals, A...
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23:24
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Loan Officer Training - 12/26/2024 - How to Structure VA Loans for Loan Officers
In this episode of Loan Officer Training, we focus on the essential steps to successfully structure VA loans. Tailored for loan officers, this episode covers everything from understanding the unique features of VA loans to creating strategies t...
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18:06
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Loan Officer Training - 12/19/2024 - Mastering Foreign National Borrower Loans
In this episode of Loan Officer Training, we explore the ins and outs of Foreign National Borrower Loans—a unique lending solution for clients without U.S. residency or credit history. Learn how to identify eligible borrowers, navigate document...
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29:48
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Loan Officer Training - 12/17/2024 - Mastering ITIN Borrower Loans
In this episode of Loan Officer Training, we dive deep into the world of ITIN Borrower Loans—a crucial yet often overlooked area in lending. Join us as we break down what ITIN loans are, who qualifies, and how you, as a loan officer, can confid...
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20:32
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Loan Officer Training - 12/11/2024 - Verifying Business Ownership for Real Estate Loans
In this episode of Loan Officer Training, we tackle the critical process of verifying business ownership for real estate loans. Understanding the nuances of business documentation is key to ensuring smooth approvals and compliance. Learn how to...
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16:07
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Loan Officer Training - 12/10/2024 - Structuring Bank Statement Loans for Loan Officers
In this episode of Loan Officer Training, we explore the art of structuring bank statement loans, a powerful solution for borrowers who don’t meet traditional income requirements. Discover what bank statement loans are, who they’re ideal for, a...
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22:20
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Loan Officer Training - 12/05/2024 - Understanding Underwriting Challenges for Loan Officers
Underwriting can often feel like a complex maze for loan officers, but mastering it is key to ensuring smooth loan approvals. In this episode of Loan Officer Training, we tackle the most common underwriting challenges and share actionable strat...
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48:46
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Loan Officer Training - 12/04/2024 - Structuring and Explaining the Benefits of a Refinance
Refinancing can be a game-changer for borrowers, but how do you effectively structure a refinance and communicate its value? In this episode of Loan Officer Training, we break down the steps to crafting a winning refinance strategy that aligns ...
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23:41
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Loan Officer Training - 12/03/2024 - Analyzing Self-employed Borrower Income: LLC
Understanding how to analyze self-employed borrower income is a key skill for every loan officer, especially when it comes to LLCs. In this episode of Loan Officer Training, we dive into the specifics of evaluating income for borrowers operatin...
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23:21
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Loan Officer Training - 11/27/2024 - Mastering the Initial Sales Call for Loan Officers
In this episode of Loan Officer Training, we dive into the art of mastering the initial sales call—a critical step in building trust and setting the foundation for a successful client relationship. Learn how to ask the right questions, uncover ...
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22:03
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Loan Officer Training - 11/26/2024 - Calculating Non-Variable W-2 Income
In this episode of Loan Officer Training, we break down the process of calculating non-variable W-2 income to help you assess borrower qualifications with confidence. Learn how to accurately analyze pay stubs, identify consistent income streams...
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14:59
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Loan Officer Training - 11/21/2024 - Understanding and Preventing Mortgage Fraud
In this episode of Loan Officer Training, we tackle the crucial topic of mortgage fraud—what it is, how it happens, and how loan officers can identify and prevent it. Learn about common schemes like income misrepresentation, identity theft, and...
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16:40
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Loan Officer Training - 11/20/2024 - Mortgage Insurance Fundamentals for Loan Officers
In this episode of Loan Officer Training, we explore the essentials of Mortgage Insurance (MI) and its critical role in the lending process. From understanding the different types of MI—private, FHA, VA, and USDA—to learning how to calculate pr...
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20:02
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Loan Officer Training - 11/19/2024 - Analyzing Self-Employed Borrowers: Partnerships
In this episode of Loan Officer Training, we dive into the complexities of analyzing self-employed borrowers with partnerships. Understanding partnership income, tax returns, and financial structures is essential for loan officers handling thes...
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18:52
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Loan Officer Training - 11/14/2024 - Analyzing Self-Employed Borrower Income: C-Corporations
Self-employed borrowers who own C-Corporations present unique income analysis challenges. In this episode of Loan Officer Training, we dive deep into the intricacies of evaluating income for C-Corp owners, equipping you with the skills needed t...
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22:36
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Loan Officer Training - 11/13/2024 - Understanding FHA Manual Underwriting
FHA manual underwriting can open doors for borrowers with unique financial profiles, but it requires a thorough understanding of guidelines and a keen eye for detail. In this episode of Loan Officer Training, we break down the essentials of FHA...
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17:25
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Loan Officer Training - 11/7/2024 - Analyzing Self-Employed Borrower Income: S-Corporations
Understanding self-employed borrower income can be challenging, especially when it comes to S-Corporations. In this episode of Loan Officer Training, we tackle the complexities of analyzing income for borrowers who operate as S-Corp owners, gui...
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33:29
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Loan Officer Training - 11/6/2024 - Effective Document Collection: Best Practices for Loan Officers
Document collection is a critical step in the loan process, but it can often be a source of delays, miscommunication, and frustration for both loan officers and borrowers. In this episode of Loan Officer Training, we dive into proven best pract...
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19:15
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Loan Officer Training - 11/5/2024 - Mastering Condo Loans for Loan Officers
Condo loans come with their own set of challenges and complexities, from unique underwriting requirements to HOA involvement and complex property approvals. In this episode of Loan Officer Training, we’ll dive into the world of condominium loan...
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21:10
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Loan Officer Training - 10/31/2024 - Navigating Disputed Accounts in the Loan Application Process
Disputed accounts can be a stumbling block in the loan application process, impacting everything from credit scores to approval timelines. In this episode of Loan Officer Training, we’ll guide you through the complexities of handling disputed a...
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15:57
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Loan Officer Training - 10/30/24 - Unlocking Borrower Potential: Exploring Credit Rescore
In this insightful episode of Loan Officer Training, we delve into the powerful world of credit rescores and how they can unlock new opportunities for your borrowers. Credit scores play a vital role in loan approval, interest rates, and overall...
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20:23
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Loan Officer Training - 10/29/2024 - Analyzing Self-Employed Borrower Income: Sole Proprietor
Self-employed borrowers bring unique opportunities—and challenges—for loan officers. In this value-packed episode of Loan Officer Training, we take an in-depth look at how to analyze income for borrowers who operate as sole proprietors. If you'...
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15:23
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Loan Officer Training - 10/24/2024 - Mastering Loan Applications: Essential Strategies LOs
In this episode of Loan Officer Training, we dive into the core of your daily responsibilities—mastering loan applications. Navigating the loan application process efficiently is one of the most critical skills for any loan officer, and in this...
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30:17
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